Vista Point Data Breach Affects 13,391 Individuals, Exposing Sensitive PII

Earlier this year, Vista Point Mortgage, LLC, a company specializing in providing unique credit solutions in the non-agency mortgage market, experienced a significant data breach. This breach involved unauthorized access to two employees' email accounts, which occurred between May 21 and June 5, 2024.

The breach was discovered on September 27, 2024, after a thorough investigation was conducted to determine the extent of the unauthorized access.

The breach affected a total of 13,391 individuals across the United States, with 376 individuals in Texas and 3 in Maine being impacted. The information exposed in this breach includes sensitive personal data such as:

• Names
• Social Security numbers
• Driver’s license numbers
• Government-issued ID numbers (e.g., passport, state ID card)
• Financial information (e.g., account numbers, credit or debit card numbers)

Vista Point Mortgage's Response

Upon discovering the breach, Vista Point Mortgage took action to secure its systems and launched an investigation to understand the scope of the incident. The company has since completed a comprehensive review of the affected emails and attachments to identify the information involved and the individuals impacted.

In response to the breach, Vista Point Mortgage is offering affected individuals one year of complimentary credit monitoring services through IDX. They are also providing guidance on how to protect against identity theft and fraud, including steps to place fraud alerts and security freezes on credit files, and how to obtain free credit reports.

Steps for affected individuals

If you believe you may have been affected by this data breach, it is important to take proactive steps to protect your personal information. Here are some recommended actions:

1. Enroll in Credit Monitoring Services: Utilize the complimentary credit monitoring services provided by Vista Point Mortgage through IDX. This will help you keep track of any suspicious activity on your credit report.
2. Monitor Your Accounts: Regularly review your bank and credit card statements for any unauthorized transactions. Keep an eye on your credit reports for any new accounts or inquiries that you did not initiate.
3. Place a Fraud Alert: Consider placing a fraud alert on your credit file with one of the major credit reporting agencies. This will make it more difficult for identity thieves to open accounts in your name.
4. Consider a Credit Freeze: A credit freeze can provide an additional layer of security by preventing new creditors from accessing your credit report without your permission.
5. Stay Informed: Keep updated on any further communications from Vista Point Mortgage regarding the breach and any additional steps they may recommend.

For more detailed information, you can view the disclosure on the Maine Attorney General's website and the Texas Attorney General's website.