Arx Capital, LLC has recently acknowledged a cybersecurity incident that could potentially affect individuals who have entrusted the company with their personal information. This breach involved exposure of sensitive data, which may include Breached Elements.
As we navigate the details of this incident, it is crucial to understand the steps Arx Capital is taking to address the situation and the actions you can take to protect your information.
Arx Capital, LLC discovered the breach and promptly took measures to secure the affected systems. The company has not publicly disclosed the specific nature of the Breached Elements involved, but they are offering a complimentary two-year membership in Equifax Complete™ Premier to those affected. This service aims to help monitor and protect your credit and personal information.
Firstly, it is advisable to enroll in the offered Equifax service. This can be done by visiting the Equifax activation page and entering the unique Activation Code provided in your notice. The deadline for enrollment is indicated as Enrollment Deadline.
Additionally, you should remain vigilant by regularly reviewing your account statements and credit reports for any unauthorized activity. You are entitled to a free credit report every 12 months from each of the three major credit bureaus. Obtain yours at AnnualCreditReport.com or by calling 1-877-322-8228.
If you suspect that your information has been misused, immediately contact the Federal Trade Commission (FTC) and your state's Attorney General's office. The FTC provides resources and guidance on identity theft, which can be accessed at IdentityTheft.gov. For Massachusetts residents, the Attorney General’s office can be reached at their contact page.
Furthermore, you may consider placing a fraud alert or a credit freeze on your credit files. A fraud alert informs creditors of potential fraud within your file and encourages them to take additional steps to verify your identity before extending credit. A credit freeze, on the other hand, restricts access to your credit report, making it more challenging for identity thieves to open new accounts in your name.
Arx Capital, LLC has set up a dedicated assistance line for those affected by the breach. You can reach out to them at 855-456-3272, Monday through Friday, from 9:00 a.m. to 9:00 p.m. Eastern Time, excluding major U.S. holidays.
For more information on the breach and to view the official disclosure, please visit the Massachusetts Attorney General's website.
By taking the steps outlined above and staying informed, you can better protect yourself from the potential repercussions of this data breach. Remember, staying proactive about your personal information is the best defense against identity theft and fraud.