Cenlar FSB Settlement for TCPA and RFDCPA Violations

If you received an automated call on your mobile phone from Cenlar FSB between December 18, 2016, and December 18, 2021, after you had revoked consent to be contacted, you may be eligible to claim a monetary award from a class action settlement.

Cenlar FSB has agreed to pay $714,000 to settle a class action lawsuit for alleged violations of the Telephone Consumer Protection Act (TCPA) and the Rosenthal Fair Debt Collection Practices Act (RFDCPA) in California.

Who are the class members?

The class is divided into two groups:

• TCPA Settlement Class: This includes all individuals in the United States who received an automated call on their mobile phone from Cenlar FSB or its agents, after revoking consent, during the period from December 18, 2016, to December 18, 2021.
• RFDCPA Settlement Sub-Class: This group comprises California residents who requested in writing that Cenlar stop contacting them and subsequently received a letter asking them to sign and return a form or received at least one more call from Cenlar between December 18, 2019, and December 18, 2021.

How much can class members get?

• RFDCPA Settlement Sub-Class: Each member will receive a fixed amount of $100.
• TCPA Settlement Class: The payment is calculated based on the number of calls received. For instance, if the net settlement amount is $496,800 after expenses, and there are 2,251 calls, each call would be worth approximately $218.35. Therefore, a class member who received multiple calls would multiply $218.35 by the number of calls they received to determine their payment.

This tiered approach ensures that compensation is proportional to the impact experienced by each class member.

No action needed to receive compensation

Class members do not need to take any action to receive their settlement payment.

$714,000 Settlement fund

The settlement fund of $714,000 will cover various costs:

• Administrative expenses
• Service award of up to $3,000 for the Class Representative
• Attorneys' fees and costs, up to 30% of the fund
• The remaining balance will be distributed to class members

Important dates

• Fairness Hearing: February 24, 2025
• Final Approval Hearing: February 24, 2025

When is the Cenlar FSB Settlement payout date?

The next step is the final approval hearing scheduled for February 24, 2025. If the court approves the settlement, payments will be distributed to class members thereafter.

Why is there a class action settlement?

The lawsuit alleged that Cenlar FSB unlawfully contacted individuals after they had revoked consent to be contacted, violating the TCPA and RFDCPA. The settlement allows Cenlar to avoid the costs and risks of continued litigation while providing compensation to affected individuals.