.png)
Universal Lenders Data Breach Lawsuit Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the Universal Lenders, LLC data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About Universal Lenders, LLC
Universal Lenders, LLC is a financial services company based in Oak Park, Illinois, near Chicago. Established in 1958, the company offers a unique approach to premium financing, particularly through its ZERO Plan®, which provides 0% financing on vehicle service contracts and other aftermarket protection products. With a focus on the retail automotive industry, Universal Lenders acts as a payment collector and account servicer for dealerships, helping them increase profits through premium financing. The company operates with a small team of 6-10 employees and is led by CEO Jeff Jacobs.
What Happened?
On November 7, 2024, the company detected a network disruption and launched an investigation with cybersecurity experts. By December 5, 2024, it was determined that unauthorized access had occurred, leading to the exposure of sensitive consumer information.
On January 14, 2025, Universal Lenders confirmed that personal data was affected.
The types of consumer information exposed include:
- Name of individual
- Social Security Number
- Driver’s License number
- Financial Information (e.g., account number, credit or debit card number)
Your Rights and Next Steps
If you were affected by this data breach, it is important to take immediate action to protect your personal information. Universal Lenders is offering complimentary identity protection services through IDX, which include credit monitoring, dark web monitoring, a $1 million identity fraud loss reimbursement policy, and identity theft recovery services. You have until April 21, 2025, to enroll in these services.
Additionally, you should:
- Review your account statements and credit reports for any suspicious activity.
- Consider placing a fraud alert or security freeze on your credit file.
- Report any fraudulent activity to law enforcement, your state attorney general, and the Federal Trade Commission.
You May Be Entitled to Compensation
If your personal information was compromised in the Universal Lenders data breach, you may be entitled to compensation. Lawyers are ready to help you understand your rights and pursue any potential claims. To explore your legal options, complete the form below to join the lawsuit.
.svg)