Emm Loans Data Breach Exposes Social Security Numbers

In a recent data breach incident, Emm Loans LLC, a financial services company specializing in home loan products, experienced unauthorized access to sensitive consumer information.

The breach was discovered on August 13, 2024, and impacted a total of 2,313 individuals across the United States, including six residents in the state of Maine.

The breach was initially detected on February 12, 2024, when Emm Loans was alerted to unusual activity within their network. Upon investigation, it was revealed that certain data might have been accessed or acquired without authorization. The compromised information includes:

• Names
• Social Security numbers
• Driver's license or other state identification numbers
• Passport numbers

This breach is significant due to the nature of the information exposed, which can be used for identity theft and other fraudulent activities. The company has taken steps to address the situation and mitigate further risks.

For more details, you can view the disclosure on the Maine Attorney General's website.

Emm Loans's Response

Following the discovery of the breach, Emm Loans secured its network and systems. The company engaged a digital forensics firm to conduct a thorough investigation to understand the scope and nature of the incident.

After confirming the breach, Emm Loans undertook a comprehensive review of the affected data and worked diligently to notify the impacted individuals.

To support those affected, Emm Loans is offering identity protection services through TransUnion, which includes access to credit monitoring, credit reports, and credit scores at no charge for 12 months. Additionally, the company has set up a toll-free call center to address any questions or concerns related to the incident.

Steps to take if you are affected by the data breach

If you have been notified that your information was part of this breach, it is crucial to take immediate action to protect yourself from potential identity theft:

1. Enroll in Credit Monitoring: Take advantage of the complimentary credit monitoring services provided by Emm Loans through TransUnion. This service will alert you to any changes in your credit file.
2. Review Your Credit Reports: Obtain a free copy of your credit report from each of the three major credit reporting agencies. Look for any unauthorized activity or accounts.
3. Place a Fraud Alert: Consider placing a fraud alert on your credit report to inform creditors of potential fraudulent activity. This alert will require creditors to verify your identity before opening new accounts.
4. Consider a Security Freeze: A security freeze can prevent new credit from being opened in your name without your consent. This is a more stringent measure but can provide additional protection.
5. Stay Vigilant: Regularly monitor your financial accounts and credit reports for any suspicious activity. Report any fraudulent transactions to your financial institution immediately.

For further guidance, you may contact Emm Loans' dedicated call center at 1-833-448-2557.