Emm Loans Data Breach Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the Emm Loans LLC data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About Emm Loans LLC
Emm Loans LLC, founded in 2002 and headquartered in Cherry Hill, New Jersey, is a full-service direct residential mortgage lender. The company provides home loan products and services aimed at supporting sustainable homeownership.
Emm Loans operates through two primary business channels: retail and wholesale. It is a Fannie Mae approved seller/servicer and an endorsed HUD lender, offering a variety of loan products including FHA, VA, USDA, jumbo, and other traditional Fannie Mae/Freddie Mac eligible products.
What Happened?
In early 2024, Emm Loans discovered unusual activity within their network, leading to the identification of a data breach. On February 12, 2024, the company took steps to secure their systems and engaged a digital forensics firm to investigate the incident.
By September 4, 2024, Emm Loans had completed a comprehensive review of the affected data and began notifying impacted individuals.
The breach exposed sensitive consumer information, including:
- Names
- Social Security numbers
- Driver's license or other state identification numbers
- Passport numbers
Your Rights and Next Steps
If your information was compromised in the Emm Loans data breach, it's crucial to understand your rights and take action to protect yourself. Emm Loans has offered identity protection services through TransUnion, including credit monitoring and fraud assistance, at no cost to those affected. It's important to enroll in these services promptly to safeguard your credit.
Additionally, you should remain vigilant by regularly reviewing your account statements and credit reports for any suspicious activity. If you detect any unauthorized transactions, report them immediately to your financial institution and law enforcement. You also have the right to place a fraud alert or a security freeze on your credit file, which can help prevent new accounts from being opened in your name without your consent.
You May Be Entitled to Compensation
If you were affected by the Emm Loans data breach, you may be entitled to compensation for any damages incurred. Lawyers are ready to help you navigate the legal process and pursue a claim.
To explore your options and potentially join a class action lawsuit, complete the form below.