In a recent class action lawsuit, TransUnion Rental Screening Solutions, Inc. (TURSS) faced allegations of violating the federal Fair Credit Reporting Act (FCRA) due to its reporting practices for Criminal Records and Landlord-Tenant Records. TURSS, however, denies any wrongdoing. The lawsuit resulted in a settlement that does not include any monetary payments to Class Members but instead mandates TURSS to implement changes to its reporting practices.
Unraveling the Settlement's Injunctive Relief
The settlement amount in this case is not specified. Instead of a traditional monetary settlement, TURSS has agreed to implement significant changes to its reporting practices. These changes are designed to ensure maximum possible accuracy in TURSS's reporting, addressing the main concern raised in the lawsuit.
The value of these changes is difficult to quantify in monetary terms. However, they represent a significant commitment on the part of TURSS to improve its practices and ensure compliance with the FCRA, potentially preventing future disputes and litigation.
Key Dates in the Settlement Timeline
The Court granted Final Approval of the Settlement on September 21, 2023.
- Deadline to File a Claim: The Claim Deadline is not applicable due to the nature of the settlement, which does not involve monetary payments to Class Members.
- Injunctive Relief Termination Date: This date will be two years after the policy changes required by the settlement are implemented.
Who Are the Class Members?
The Policy Settlement Class includes individuals who had a Tenant Screening Report prepared by TURSS between November 7, 2016, and the Injunctive Relief Termination Date. The Injunctive Relief Termination Date will be two years after the policy changes required by the settlement are implemented.
What Do Class Members Receive?
The settlement does not provide monetary payments to Class Members. Instead, TURSS will make changes to its reporting practices. These changes include:
- Implementing matching procedures for Criminal Records.
- Changing the formatting of Landlord-Tenant Records in Consumer Reports.
- Ensuring that Landlord-Tenant Records are not reported from infrequently visited sources.
Is Proof Required to Claim the Reward?
The settlement does not specify any proof required for Class Members to claim benefits from the settlement. This is due to the nature of the settlement, which does not involve monetary payments to Class Members but instead mandates changes in TURSS's reporting practices.
Why Is There a Class Action Settlement?
The class action lawsuit against TURSS alleged that the company failed to maintain reasonable procedures to ensure maximum possible accuracy in its reporting of Criminal Records and Landlord-Tenant Records, violating the FCRA. TURSS denied any wrongdoing but agreed to the settlement to avoid the further expense, inconvenience, and distraction of burdensome and protracted litigation.
As part of the settlement, TURSS will implement changes to its reporting practices. These changes are expected to improve the accuracy of TURSS's reports and ensure compliance with the FCRA. Class Members are advised to visit the settlement website or contact the Claims Administrator, JND Legal Administration, for more information on the settlement process.
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