Aetna $2M Infertility Insurance Class Action Settlement

If you were denied insurance coverage for artificial insemination by Aetna Life Insurance Company between September 1, 2017, and May 31, 2024, you may be eligible to claim approximately $10,000 from a class action settlement.

Aetna has agreed to pay $2,000,000 to settle a class action lawsuit for alleged discriminatory practices against LGBTQ+ individuals seeking fertility treatments.

Who are the class members?

The class members include individuals who faced denial of claims or precertification requests for artificial insemination services by Aetna between September 1, 2017, and May 31, 2024.

The settlement identifies several categories of class members:

• Category A: Members whose files show denied claims for artificial insemination codes and may be eligible for settlement benefits.
• Category B: Members with denied claims but insufficient information to confirm LGBTQ+ relationship status.
• Category C: Members with IVF claims but unclear artificial insemination history and insufficient information to confirm LGBTQ+ relationship status.
• Category D-A: Members whose denied claims were later approved within 90 days, with files indicating potential eligibility.
• Category D-B: Members with denied claims later approved, but insufficient information to confirm LGBTQ+ relationship status.

How much can class members get?

Class members can receive an approximate $10,000 payment from the settlement fund.

However, if there are more than 200 class members, the amount may be proportionately reduced. Additionally, members may receive a $2,300 Default Dollars for Benefits Amount if Aetna has not already compensated for artificial insemination expenses.

Claims categories requiring documentation

• Category B and C Members: Must submit an Attestation Form.
• Category C and D Members: Must submit a Claim Submission Form with supporting evidence of services received.

How to claim compensation

• Category A Members: Automatically receive the payment if they do not opt-out.
• Category B Members: Must submit an Attestation Form to confirm eligibility.
• Category C Members: Must submit both an Attestation Form and a Claim Submission Form with supporting evidence.
• Category D Members: Must submit a Claim Submission Form with supporting evidence.

Class members can file a claim online or download the PDF claim form and submit it via mail, email, or fax. The mailing address is Infertility Insurance Settlement c/o Atticus Administration PO Box 64053 St. Paul MN 55164. Ensure all forms are submitted by August 26, 2025.

$2 Million settlement fund

The settlement fund of $2,000,000 will cover payments to eligible class members, administrative costs, and attorneys' fees.

• Class Member Payments: Approximately $10,000 each, subject to reduction if claims exceed 200.
• Attorneys' Fees: Up to $1,625,000.
• Administrative Costs: Covered separately by Aetna.

Important dates

• Deadline to File a Claim: 08/26/2025
• Final Approval Hearing: 10/10/2025

When is the Infertility Insurance Settlement payout date?

After the final approval hearing on October 10, 2025, the court will decide whether to approve the settlement. If approved, payments will be processed and distributed to eligible class members assuming there are no appeals.

Why was there a class action settlement?

The lawsuit alleged that Aetna's policies discriminated against LGBTQ+ individuals by denying equal access to fertility treatments. The settlement was reached to avoid prolonged litigation and provide compensation to affected individuals.