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Individuals whose private information the September 2021 Pawn America data breach may have been compromised could qualify to submit a claim for up to $5,000 plus other cash benefits from a class action settlement. The cybersecurity incident impacted an estimated 679,604 current and former customers.
Pawn America Minnesota LLC, Payday America Inc. and PAL Card Minnesota LLC, collectively, Pawn America, agreed to pay $3.19 million to settle a class action lawsuit. The plaintiffs claimed an unauthorized third party accessed files containing sensitive customer information, including names, Social Security numbers, driver’s license numbers, passport numbers, government identification numbers, dates of birth and financial account information.
Who can file a claim for a data breach payout?
Class members must meet the following criteria:
- They resided in the United States at the time of the September 2021 Pawn America data breach.
- The data breach potentially compromised their private information .
- They received a notification from Pawn America about the data breach.
How much are settlement payments?
Class members have the following benefit options:
- Documented loss payment: Class members can claim up to $5,000 in out-of-pocket expenses or other losses traceable to the data breach. This may include unreimbursed fraudulent charges, identity theft losses, professional fees, costs to freeze or unfreeze credit, credit monitoring costs and other miscellaneous expenses.
- Classwide cash payment: All class members can also submit a claim to receive a cash payment estimated at $30. The settlement administrator will determine the final payment amount by the total number of claims filed.
- California cash payment: Class members residing in California in September or October 2021 can submit a claim for an additional cash payment estimated at $50. The settlement administrator will determine the final payment amount by the total number of claims filed.
How to claim a class action rebate
To receive a settlement payment, class members can file a claim online or print the PDF claim form to complete and mail to the settlement administrator.
Settlement administrator's mailing address: Pawn America Consumer Data Breach Litigation Settlement Administrator, P.O. Box 301132, Los Angeles, CA 90030-1132
The claim deadline is July 6, 2026.
Required proof and claim information
- All claims require the claim ID and PIN from the settlement notice the class member received.
- Documented loss payment claims require supporting documentation, which may include bank or credit card statements showing fees or unreimbursed charges, correspondence with financial institutions, receipts or invoices for professional fees or credit monitoring costs, police reports and other proof of fraud or identity theft.
Payout options
- Electronic payment
- Paper check mailed to the address provided
$3.19 million settlement fund
The $3,185,000 settlement fund will include:
- Settlement administration costs: To be determined
- Attorneys' fees: Up to $1,061,666.67
- Attorneys' expenses: Up to $50,000
- Service awards to class representatives: $4,000 each ($20,000 total)
- Payments to approved claimants: Remaining settlement funds
Important dates
- Deadline to opt out: June 5, 2026
- Deadline to file a claim: July 6, 2026
- Final approval hearing: Sept. 9, 2026
When is the Pawn America data breach settlement payout date?
The settlement administrator will issue payments to approved claimants approximately 90 days after the court grants final approval of the settlement.
Why is there a class action settlement?
This class action settlement alleges Pawn America experienced a data breach in September 2021 that exposed sensitive customer information.
Pawn America denies any wrongdoing but agreed to settle to avoid the expense and risk of continued litigation.
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